Time Is Money; Money Is Time...

Budgeting Time and Money:

Time is money





Big true, it is! Most of the time we think life is not fair. In that it has enriched some people and impoverished the others; which is not true.

Life is very fair; it gives out what you put into it. In fact, nature has made all humans equal – none was made poor nr rich. We’ve all been given 24 hours in a day, which indeed is an equalizer.


It is how these hours are put to use that determine your status in life.

What do you make of the aphorism, ‘the early bird catches the worm’? This is what budgeting time and money stands for – being on time. As a stanza from a famous poem I read said:





“Let us then be up and doing...


With a heart for any fate;


Still achieving, still pursuing,


Learn to labor and to wait”





Yes, be up and doing - always being on time. Doing things on time is one of the key ingredients we lack to succeed.

We don’t respect time. This disregard we have for time is not permitting it to give out its benefit, which is money, until we change our attitude towards it. We all want to be successful, right, but the question is, are we willing to do what successful people do?

Ask any successful person how they made it to the top, they will tell you, ‘Early to bed, early to rise!’

This reminds me of a rhyme I learnt at age five, which says: “Early to bed, early to rise; makes one healthy, wealthy and wise!”

Note the benefits it brings; health, wealth and wisdom. So you see there are no secrets in becoming successful after all.

“A little sleep, a little slumber; so shall your ruin come”, the book of Proverbs said. A person who does not value time is in no doubt a lazy person`. Laziness certainly progresses into foolishness. It is only a lazy person that sits and wishes for luck; which never comes.





Luck is more of a responsibility with success as benefit. It is only the prudent and industrious, who carries out responsibilities by laboring under constructive knowledge, becomes successful.

Let’s learn how to use our time profitably on ourselves and others. With some we spend our time; with others we invest it. Always be around those with whom you can invest your time so as to gain mutually from it.

Avoid people who often spend your time. Time wasted is lost; it can never be regained. Also, stop spending people’s time.

Time is a motivator. It tells you there is a beginning and an end to every thing in life. It goads you to act before darkness falls; constantly reminding you of the deadline ahead.





Since time is money, suffice it to say money is time. Just like time, money is like a seed; if you sow it and give it good nurturing, you will certainly reap its returns in thousand-folds.

A wise man once told his son, ‘Son, eat the fruit, never eat seed’.

Money is power. So long as power is capable of intoxicating and controlling a person, so does money. Majority of us have difficulty in controlling the way we use money. The fact is, it not easy but it is possible, once you set your mind to it.

Personally, I lost control of the usage of money at a point in time. I got to a stage when I became virtually broke, until I steadily followed a 7 Principles Strategy which got me back to my feet and brought me to stardom.





These seven(7) principles are:

- Appreciate money





- Tithe





- Invest/Save in your savings account





- Help others - Avoid extravagancy





- Delay gratification; avoid impulse buying





- Buy quality goods









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